If you’re building or renovating there are a range of home loan options you can choose from, depending on your circumstances and goals.

• Thoroughbred Flexible Home Loan – for maximum flexibility you can apply for the maximum amount and simply draw down funds as you need them.  When you make payments you can also redraw to your limit anytime
• Thoroughbred Floating Interest Rate Home Loan – ideal if you want to make lump sum repayments at any time or pay off your home loan sooner at no additional cost.
• You can also opt for a combination of the two.

Once the building is complete, you can choose to convert all or part of your flexible or floating home loan to a Thoroughbred Fixed Interest Rate Home Loan, which offers the certainty of regular repayments.

Talk to us – we can help you decide the best option for your situation.

Next step | Exploring options >>

The content on our site is for information only. You should obtain professional advice relevant to your circumstances. Our lending criteria and an application fee apply. For borrowing over 80% of a property's value, a Low Equity Premium on a graduated scale apply. A monthly account fee applies for Flexible Home Loans. Contact us for more details.