Generally when the amount you are borrowing is over 80% of a property’s value, a Low Equity Premium on a graduated scale will apply.

A National Bank Mobile Mortgage Manager can help you work out a home loan solution that suits your needs – and they’ll come to you, wherever and whenever it suits.  Find a Mobile Mortgage Manager near you.

You can also apply online, make an appointment at any branch, or call 0800 185 185 to talk to a Lending Specialist.

This calculator provides estimates only and is not an offer of finance by The National Bank. All Home Loans are subject to the Bank's current lending criteria, security criteria, applicable fees and interest rates. All calculations are for owner occupied properties and based on a table repayment option. For borrowing over 80% of a property's value, a Low Equity Premium on a graduated scale will apply.