| | To work out how much you can afford to spend on a home you need to do your budget, consider your deposit options and find out how much can borrow. | | 1. AffordabilityHow much could I potentially borrow?Get an estimate of the amount you could borrow to buy a home.
This is an essential first step in working out what you can afford. Use our tools to help. More…
Budget planner calculator | Detailed budget worksheet (PDF) | Budget at a glance (PDF) | Costs of buying a home calculator | Costs of buying a home (PDF) | Conditionally pre-approved home loans The more deposit you have, the less you need to borrow. But there may be other options for you if you don't have one. More...
Deposit/equity calculator | Loan to property ratio calculator | FirstHome options | Savings calculator
The amount you can borrow depends on the value of the home you wish to buy, the deposit amount you have to contribute and how much you can afford to pay toward your loan. More...
'How much could I potentially borrow?' calculator | Pre-approved home loan application | Low or no deposit options | Your loan to property value ratio Before you start looking for a home it is recommended that you get a conditionally pre-approved home loan. This means you have an indication of how much you can spend before you start looking. It's easy to apply for. More...
Pre-approved home loan application | Mobile Mortgage Managers Having a home loan means you need to make regular repayments. These can be made weekly, fortnightly or monthly. How much they will be depends on a number of factors. More...
Home Loan Repayment Calculator Hear first hand from people who have been through the home buying process - a great way to find out how others have done it. More... The content on our site is for information only. You should obtain professional advice relevant to your circumstances. Our lending criteria, terms, conditions and fees apply to all loans. For borrowing over 80% of a property's value, a Low Equity Premium on a graduated scale apply. Contact us for more details. | | Real home buying stories from real people.Find out how other people found their dream home. Click here for more. | |