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If your tender is successful, you will need to pay a deposit to the agent (normally 5-10% of the purchase price).

 

Paying a deposit at tender

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Even if your tender is not successful, you may have to include a deposit with your tender if the tender document stipulates this.  As with the offer and negotiation process, you pay your deposit to the real estate agent who will hold it in a trust account until any conditions have been met.

A bank cheque is the accepted form of deposit, although some agents may accept a personal cheque.  Find out before the auction what is acceptable.

If you don’t have the funds available for your deposit, we may be able to assist you by providing an overdraft facility.  Contact us for more information.

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The content on our site is for information only. You should obtain professional advice relevant to your circumstances. Our lending criteria, terms, conditions and fees apply to all loans. For borrowing over 80% of a property’s value, a Low Equity Premium on a graduated scale will apply. Contact us for more details.

 

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Whatever your situation we can help.  Come into any branch, call us on 0800 185 185 or contact a Mobile Mortgage Manager.