Floating interest rate or flexible home loans
If you have a floating interest rate or flexible home loan, you can make lump sums payments or repay the entire loan anytime you like, for no fee.  Simply contact us and we’ll make the arrangements.

Fixed interest rate home loans
If you have a fixed interest rate home loan and you’re thinking about paying it off completely, you may want to consider moving on to a floating interest rate or flexible home loan when your fixed interest rate expires.  That gives you the flexibility to pay off your loan whenever you’re ready, for no fee.

If you want to pay off your fixed interest rate home loan completely before the fixed interest rate expires, an Early Repayment Recovery applies.  Early Repayment Recovery compensates the Bank for the costs it incurs in providing you with the fixed interest rate.

Next steps
If you’re re looking to pay off your home loan then it’s a good idea to come and talk to us.  We will be able to help you reset you financial goals with a banking review.  You may want to turn your home loan repayment into a savings plan which we can discuss with you.

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The content on our site is for information only. You should obtain professional advice relevant to your circumstances. Our lending criteria, terms, conditions and fees apply to all loans. Contact us for more details.