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Are you getting the best out of your home loan? Does your home loan meet your current financial goals? Are you under financial pressure or planning changes in your lifestyle that may affect your situation? Whatever your goals and situation, talk to us about a Home Loan Check-up. It only takes 10 minutes to complete and we can do it over the phone. Or if you prefer, we can set up an appointment for you at a branch. Here are just some of the things you can talk to us about: - Could a National Bank Home Loan better suit your lifestyle and repayment needs than your current bank's home loan?
- Repayment of lump sums - you can do this when your fixed rate period expires, for no fee
- Taking a repayment holiday for up to three months (available once every two years but not available within the first two years of drawing down your loan. Other conditions may apply) if your circumstances change. Interest still accumulates during your repayment holiday
- Topping-up your loan to improve the value of your home or get what you need - it could be more cost-effective compared to other finance options (such as hire purchase).
For a Home Loan Check-up call 0800 185 185. Or: The content on our site is for information only. You should obtain professional advice relevant to your circumstances. Our lending criteria, terms, conditions and fees apply to all loans. Contact us for more details. For borrowing over 80% of a property's value, a Low Equity Premium on a graduated scale applies. | | | |