Having insurance for your house is often a condition of getting a home loan.  It protects both you and the Bank should anything happen to your home. 

We offer high-quality, competitive protection for your home, contents and other personal assets or possessions.  We also offer life insurance policies to help protect your family and loved ones, and to help repay your home loan if you can’t.

Here you’ll find an overview of our insurance products. 

Protection for your home
National Bank Principal Protect Home Buildings Insurance helps protect you if your home is accidentally damaged by such events as fire, flood and natural disaster, or from a burglary.  Full replacement is provided for most homes to the same square metre area.  It also covers extra costs such as temporary accommodation, landscaping, and legal liability as a homeowner.

Protection for your possessions
National Bank Principal Protect Contents Insurance protects the contents of your home and other personal belongings in case they are stolen, lost or accidentally damaged.

Life Insurance
National Bank Life Insurance provides a lump sum payment in the event of your death or diagnosis with a terminal illness. It gives you the security of knowing that your family or loved ones can be taken care if something unexpected happens to you. You can also tailor your cover to your specific needs with a range of optional benefits, such as cover for a Critical Illness, Total and Temporary Disability and Redundancy/Bankruptcy.

Rental property insurance
National Bank Principal Protect Rental Property Insurance protects your rental property against sudden and unforeseen accidental physical loss or damage.  There are many risks to consider when you have the responsibility of tenants occupying your property.  Protection includes loss of rent benefits and cover for malicious damage by tenants.

For more details on our insurance products, refer to The National Bank website.

This is a summary of the policy wording only. Full details of the terms, conditions and exclusions applying to The National Bank’s insurance products are contained in the policy documents available from any branch. National Bank Life Insurance is underwritten by ING Insurance Services (NZ) Limited and distributed through The National Bank, part of ANZ National Bank Limited. Principal Protect is underwritten by Vero Insurance New Zealand Limited and distributed through The National Bank, part of ANZ National Bank Limited. No member of ANZ National Bank Limited and its related companies or any other person guarantees Vero Insurance New Zealand Limited or ING Insurance Service (NZ) Limited or any of the products issued by them. ANZ National Bank Limited may receive a commission on any policy it arranges.